Local Waco Banks with the Best CD Rates

When shopping around for the highest certificate of deposit interest rates, it helps to look at local financial institutions. Generally, smaller banks are especially invested in the communities they serve and thus, make providing the best rates to customers a top priority.

However, finding the best CD rates in Waco can be tough if you don’t know where so start, so we’ve compiled the best rates across various term lengths for community banks in the area.

Waco Banks with the Best 6-Month CD Rates

• Citizens State Bank Buffalo, TX: 1.15%
• Central National Bank - Waco, Texas: 0.6%
• First National Bank Texas: 0.5%

Highest 12-Month CD Rates from Waco Banks

• Citizens State Bank Buffalo, TX: 1.3%
• Central National Bank - Waco, Texas: 0.9%
• First National Bank Texas: 0.85%

Best 24-Month CD Rates from Waco Banks

• Citizens State Bank Buffalo, TX: 1.61%
• First National Bank Texas: 1.35%
• Community Bank, Waco, Texas: 1.2%

Please note that these rates are accurate as of May 19, 2011 but are subject to change at any time.