If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
CIT Bank
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1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| Citizens State Bank Buffalo, TX 2 Year CD Account |
1.40%
Date: Feb 21, 2012
|
| Mclennan County Employees Credit Union 2 Year CD Account |
1.31%
Date: Feb 3, 2012
|
| Texell Credit Union 2 Year CD Account |
1.30%
Date: Feb 6, 2012
|
| Heart O' Texas Credit Union 2 Year CD Account |
1.21%
Date: Feb 10, 2012
|
| Educators Credit Union 2 Year CD Account |
1.11%
Date: Feb 6, 2012
|
| Community Bank, Waco, Texas 2 Year CD Account |
1.05%
Date: Feb 10, 2012
|
| Texell Credit Union 6 Month CD Account |
0.55% to
0.45% Date: Feb 6, 2012
|
| Mclennan County Employees Credit Union 2 Year CD Account |
1.30% to
1.31% Date: Feb 3, 2012
|

